| ATM SAFETY TIPS While ATMs are convenient, it just makes sense to exercise caution when using one. This includes protecting your ATM Card, Personal
Identification Number (PIN) and cash from view of others, and being aware of your surroundings. Here's a quick list of things to keep in mind. More detailed tips are outlined in Community Bank of San Joaquin's Agreement and Disclosure. - Protect Your Card and PIN
Don't write your PIN on your card or keep a written copy of it in your wallet or purse. Don't give your PIN to anyone, including family or friends. ATM fraud is most often committed by
individuals who know the ATM cardholder.
- Be Prepared
Have your ATM Card ready and in your hand as you approach the machine. Don't pull it out of your wallet or purse when you get there.
- Conduct Your Transactions Privately
Use common courtesy at the ATM. Give people ahead of you space to conduct their transactions privately. When you use the ATM, make sure no one watches you enter your PIN. Use your body to shield the ATM
keypad the view of others.
- Count Your Cash Later
Put away your cash, receipt and ATM Card immediately and leave the ATM premises. It's best to count your money later.
- Lock Your Vehicle Doors
If you leave your vehicle and walk to the ATM, turn off your ignition and lock your vehicle. If you use a drive-up ATM, be sure to roll up passenger windows and lock vehicle doors before entering the drive-up area.
- Observe Lighting and Landscape
Use extra caution when using an ATM at night. If the lights at an ATM are not working, do not use it. If shrubbery or trees block the view, select another ATM and notify the Bank. In fact, it's a good idea to notify the Bank whenever you notice anything out of the ordinary at an ATM -- from overgrown bushes or poor lighting to malfunctioning or tampered equipment.
- Take A Friend At Night
If you must use the ATM at night, consider taking a friend along.
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