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Last Update:
February 20, 2010
5:22am PT

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BUSINESS CHECKING ACCOUNTS

Business Checking

Interest Business Checking

Analyzed Business Checking

Attorney Client Trust Account (IOLTA)

          

Community Bank offers an array of Business Checking Accounts. Whether you operate a small or high volume business, we have a plan specifically tailored for you. Not only will you save time and money with the convenience of a Community Bank of San Joaquin Business Checking Account -- you'll have peace of mind knowing that your local bank understands the changing needs and goals of your local business.

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Choose the Business Checking Plan that is right for your business.

    Business Checking is a basic checking account designed for smaller businesses with limited transaction activity. This account does not earn interest and allows you to write up to 150 checks per month and make up to 25 deposits per month for one low monthly fee.
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    Interest Business Checking is designed for sole proprietors and non-profit organizations. This basic checking account does earn interest and is geared for those with limited transaction activity.  This account allows you to write up to 150 checks per month and make up to 25 deposits per month for one low monthly fee.
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    Analyzed Business Checking is designed for businesses with a higher transaction volume and those with needs for currency and coin. The fees are based on the services you use, but they are offset by the credit earned on the balances your business maintains. 
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    Attorney Client Trust Account is designed solely for California attorneys who wish to establish an account under the California State Bar Association's program for the provision of legal services to indigent persons, known as IOLTA.  The interest earned, less the regular monthly service charge, is paid to the State Bar Association. We provide reports to the State Bar on at least a quarterly basis.
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    Business Checking | Business Loans | Merchant Bancard

 

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Community Bank of San Joaquin is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest. Also included are low-interest NOW accounts (NOW accounts that cannot earn more than 0.5% interest) and Attorney-Client Trust accounts, also known as Interest On Lawyers Trust Accounts (IOLTAs).

Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.


Lost or stolen Visa® Check Card, call
(209) 956-7000 Monday-Friday 9am-5pm or
1-800-754-4128 after hours.

For other important telephone numbers, click here.


Community Bank of San Joaquin


Main Office
22 West Yokuts Avenue
Stockton, CA 95207-5715 [
map]
209-956-7000
 


Waterloo Office
4426 East Waterloo Road
Stockton, CA 95215-2306 [
map]
209-373-4300

Services Available:
Administration, Branch, Loans,
Full-Service Drive-Up, ATM* and
Night Depository*
 

Services Available:
Branch, Loans, ATM* and
Night Depository*
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
Saturday 9am-1pm
and By Appointment
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
 

*This service available 24 hours a day.

Member FDIC

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