e-DEPOSIT FOR BUSINESS
Benefits How It Works Key Features e-Deposit is our remote deposit capture service that enables you to convert your customers' paper check payments into electronic transactions for faster processing without having to go to the bank. You can scan, process, and electronically deposit the items right from your place of
business. It is simple. Everything is done in your business environment. No trips to the bank; no deposit slips; no courier service for the daily deposits. All you need is Internet access, one of our desktop scanners, and a personal computer with Windows 2000 or XP. Scan the checks. Watch each paper item convert into an electronic image, and then into an electronic deposit. Depending on the capabilities of your accounting software, our technology can even prefill
information for your accounting system to reduce manual posting. Benefits of e-Deposit for Business - Intuitive, Ease-of-Use
All you need is a desktop check scanner, internet access, and a personal computer.
- Consolidate Banking Relationships
Save money by consolidating your banking business with one single bank. Eliminate the need to have a local banking relationship
associated with each business location.
- Reduce Internal Accounting Costs
Save time and costs associated with transporting deposits, and manual keying and preparation to post your accounts receivable.
- Electronic Check & Clearing Process
Lower the cost of payment processing, accelerate the check clearing and funds availability, and maximize your cash flow.
- Reduced Return Item Risk
Learn
about non-sufficient funds checks faster, due to electronic technologies.
TOP OF PAGE Here's How e-Deposit Works - Your business receives a check for payment of goods and services.
- Checks are scanned using one of Community Bank's desktop check scanners.
- Checks are processed via Community Bank's secure web-based software system, and transmitted electronically.
- If you desire, our system can automatically distinguish and convert consumer items and process them as ACH – Automated Clearing House items. Other non-consumer items are processed as checks under the Check 21 environment.
- The funds are processed through the ACH, electronically debited from the customer's account and available in your bank
account within 24 hours.
TOP OF PAGE Key Features & Functionality - Check Images and Data
24/7 access to view and retrieve your deposited check images; easy research capabilities Database recognizes payments from same source to reduce data entry
time - Flexibility and Scalability
Easy adjustment to support any payment volume, from small single users to large payment processors Process your deposits any time of the day; transmit before the cutoff for next day availability - Data Security
All data transmission is performed using a secure web-based system Duplicate items are not accepted Community Bank of San Joaquin will assist you with check storage to reduce storage
concerns - CAR/LAR Technology
Character Amount Reader/Legal Amount Reader (CAR/LAR)improves the speed and accuracy of the imaging process. This reduces the time spent on data entry, processing and reduces errors.
TOP OF PAGE | 
