FDIC COVERAGE OF
BUSINESS ACCOUNTS

FDIC
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Business accounts held at Community Bank of San Joaquin are now provided more FDIC insurance coverage as follows:

Ownership Type

Deposit Account Type

Maximum Insured Amount

Corporation /  Partnership

Non-Interest Accounts**

Unlimited

Corporation / Partnership

Interest Bearing Accounts*

$250,000

Sole Proprietor

Non-Interest Accounts**

Unlimited

Sole Proprietor

Interest Bearing Accounts*

$250,000
combined total of all personal and business accounts that belong to individual business owner.

*Checking accounts with an interest rate of 0.25% or less and all non-interest bearing accounts held at Community Bank of San Joaquin currently enjoy unlimited FDIC insurance through December 31, 2010, resulting in even greater protection.                                                                                                                                          [details]

**Beginning December 31, 2010 through December 31, 2012, deposits held in noninterest-bearing transaction accounts will be fully insured, regardless of the amount in the account, at all FDIC-insured institutions. [more information]

Community Bank of San Joaquin is participating in the FDIC's Transaction Account Guarantee (TAG) program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest. Also included are low-interest NOW accounts (NOW accounts that cannot earn more than 0.25% interest) and any Attorney-Client Trust accounts, also known as Interest On Lawyers Trust Accounts (IOLTAs).

Coverage under the TAG program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Lost or stolen Visa® Check Card, call
(209) 956-7000 Monday-Friday 9am-5pm or
1-800-754-4128 after hours.

For other important telephone numbers, click here.

Community Bank of San Joaquin

Main Office
22 West Yokuts Avenue
Stockton, CA 95207-5715 [map]
209-956-7000
 

Waterloo Office
4426 East Waterloo Road
Stockton, CA 95215-2306 [map]
209-373-4300

Services Available:
Administration, Branch, Loans,
Full-Service Drive-Up, ATM* and
Night Depository*
 

Services Available:
Branch, Loans, ATM* and
Night Depository*
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
Saturday 9am-1pm
and By Appointment
 

Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
 

*This service available 24 hours a day.

Member FDIC

Equal Housing Lender