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HSA INFORMATION CENTER
HSA > Individuals & Families > Participant Education
HSA101-P: Introduction to Health Savings Accounts for Participants
- What is a Health Savings Account?
Understand a basic overview of HSAs by reading our simple explanation of Health Savings
Accounts.
- How do HSAs work?
Learn about the components that make up HSA plans and how they relate to each other.
- Will an HSA Plan save me money?
Yes! HSA-eligible health plans have lower premiums than traditional health insurance and limit annual out-of-pocket expenses. Plus you can
reduce your taxes, set aside money for future use, and keep your savings even if you change jobs or insurance plans. Calculate your savings now!
- How can I get started?
Talk with your insurance broker or provider to learn of HSA-eligible plans available to you. After choosing a policy, contact Community Bank of San
Joaquin to establish your HSA Savings account.
Consultation and Personal Assistance
- What if I have more questions about HSAs?
If the information available from our web site does not answer all your questions, contact Community Bank of San Joaquin for personal assistance or a free consultation.
- Is anyone available to explain HSAs to my employer?
As a customer focused business bank, Community Bank of San Joaquin uses a variety of methods to educate business
owners and employers about HSAs, including:
Additional Web Resources
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NOTICE OF CHANGES IN TEMPORARY FDIC
INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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Lost or stolen Visa® Check Card, call
(209) 956-7000 Monday-Friday 9am-5pm or
1-800-754-4128 after hours.
For other important telephone numbers, click here.
Community Bank of San Joaquin
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Main Office
22 West Yokuts Avenue
Stockton, CA 95207-5715 [map]
209-956-7000
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Waterloo Office
4426 East Waterloo Road
Stockton, CA 95215-2306 [map]
209-373-4300
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Services Available:
Administration, Branch, Loans,
Full-Service Drive-Up, ATM* and
Night Depository*
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Services Available:
Branch, Loans, ATM* and
Night Depository*
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Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
Saturday 9am-1pm
and By Appointment
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Office Hours:
Monday-Thursday 9am-5pm
Friday 9am-6pm
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*This service available 24 hours a day.
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Member FDIC
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Equal Housing Lender
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