Personal Checking Accounts

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Last Update:
February 20, 2010
5:22am PT




		PERSONAL CHECKING ACCOUNTS Convenience Checking Community Checking Premium 55 Checking Community Bank of San Joaquin offers several types of checking account options for personal use. Get Started Now! � Convenience Checking: This account is designed for those who prefer a non-interest bearing account with a low monthly service charge. There is a modest minimum balance to maintain in order to avoid the monthly service charge. Images of your checks are returned with your statements and viewable online through e-Banking. You will enjoy unlimited check writing and online internet banking (e-Banking). ATM card or Visa Check Card also available to qualified customers. get started now request assistance TOP � Community Checking: This personal checking account earns interest and includes online bill pay (e-Payment). The monthly maintenance service charge is waived when you maintain the minimum average daily balance. Images of your checks are returned with your statements and viewable online through e-Banking. You will enjoy unlimited check writing and online internet banking (e-Banking). ATM card or Visa Check Card also available to qualified customers. get started now request assistance TOP � Premium 55 Checking: Especially designed for those customers age 55 and older, our Premium 55 Checking account offers you many of the privileges of our other checking accounts, plus more! There is no monthly service charge, no minimum balance to maintain, corporate image checks are provided free of charge (one box per year) and the account earns interest. You will enjoy unlimited check writing and online internet banking (e-Banking). ATM card or Visa Check Card also available to qualified customers. get started now request assistance TOP Savings Plans \| Checking Accounts \| Loan Programs

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Community Bank of San Joaquin is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest. Also included are low-interest NOW accounts (NOW accounts that cannot earn more than 0.5% interest) and Attorney-Client Trust accounts, also known as Interest On Lawyers Trust Accounts (IOLTAs).

Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Lost or stolen Visa® Check Card, call (209) 956-7000 Monday-Friday 9am-5pm or 1-800-754-4128 after hours. For other important telephone numbers, click here. Community Bank of San Joaquin
Main Office 22 West Yokuts Avenue Stockton, CA 95207-5715 [map] 209-956-7000	Waterloo Office 4426 East Waterloo Road Stockton, CA 95215-2306 [map] 209-373-4300
Services Available: Administration, Branch, Loans, Full-Service Drive-Up, ATM* and Night Depository*	Services Available: Branch, Loans, ATM* and Night Depository*
Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-1pm and By Appointment	Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm
*This service available 24 hours a day.

Member FDIC

Equal Housing Lender

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