Personal Lending

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Last Update:
February 20, 2010
5:22am PT

CONSUMER LENDING

Auto Loans	Overdraft Protection
Consumer Credit Cards	Personal Loans/Lines
Equity Lines of Credit	Savings Secured Loans
RV/Boat Loans

Community Bank of San Joaquin offers several lending options to help with large and small purchases.

� Auto Loans
Purchase a new or used car, or refinance an existing car loan or lease with an Auto Loan from Community Bank of San Joaquin. request assistance
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� Consumer Credit Cards
We have a credit card that is right for you, including Visa^®, MasterCard^®, MasterCard^®Gold, Platinum Visa^® and the Platinum Flex Mile Card that rewards you with free airline tickets.
request assistance
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� Equity Lines of Credit
Maximize your borrowing potential with a home equity line of credit. See your tax consultant for possible tax advantages.
request assistance
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� Overdraft Protection
An unsecured line of credit for your Community Bank of San Joaquin checking account.
request assistance
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� Personal Loans/Lines
Unsecured loans/lines for personal use, such as vacations, household items, and more.
online application request assistance
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� RV/Boat Loans
Purchase or refinance a boat or RV. Flexible terms and rates.
request assistance
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� Savings Secured Loans
Use your Community Bank of San Joaquin savings or certificate of deposit as collateral and get a reduced rate and flexible terms with this loan.
request assistance
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Savings Plans | Checking Accounts | Loan Programs

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Community Bank of San Joaquin is participating in the FDIC's Transaction Account Guarantee (TAG) program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Noninterest-bearing checking accounts include Demand Deposit Accounts (DDAs) and any transaction account that has unlimited withdrawals and that cannot earn interest. Also included are low-interest NOW accounts (NOW accounts that cannot earn more than 0.50% interest through June 30, 2010 and no more than 0.25% thereafter) and Attorney-Client Trust accounts, also known as Interest On Lawyers Trust Accounts (IOLTAs).

Coverage under the TAG program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Lost or stolen Visa® Check Card, call (209) 956-7000 Monday-Friday 9am-5pm or 1-800-754-4128 after hours. For other important telephone numbers, click here. Community Bank of San Joaquin
Main Office 22 West Yokuts Avenue Stockton, CA 95207-5715 [map] 209-956-7000	Waterloo Office 4426 East Waterloo Road Stockton, CA 95215-2306 [map] 209-373-4300
Services Available: Administration, Branch, Loans, Full-Service Drive-Up, ATM* and Night Depository*	Services Available: Branch, Loans, ATM* and Night Depository*
Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-1pm and By Appointment	Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm
*This service available 24 hours a day.

Member FDIC

Equal Housing Lender

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